Legal Terms, Conditions and our Privacy Policy

Legal Terms

Please read the following information carefully before using this site. By using this site you agree to these terms and conditions. If you do not agree to these terms and conditions, please do not use this site.

The terms and conditions herein apply to Experian Information Solutions, Inc., its parent companies, subsidiaries, affiliates, divisions, contractors and all data sources and suppliers all of which are referred to herein as "Experian." The terms and conditions herein are in addition to, and do not override, the specific terms and conditions that apply to the products or services offered by Experian and otherwise through this site.

INFORMATION AND PRODUCTS OR SERVICES OFFERED ON THIS WEB SITE ARE PROVIDED "AS IS" WITHOUT ANY EXPRESS OR IMPLIED WARRANTY OF ANY KIND, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT. IN NO EVENT WILL EXPERIAN BE LIABLE TO ANY PARTY FOR ANY DAMAGES OF ANY KIND, INCLUDING BUT NOT LIMITED TO DIRECT, INDIRECT, SPECIAL OR CONSEQUENTIAL DAMAGES ARISING OUT OF THE USE OR INABILITY TO USE THIS WEB SITE, OR ANY LINKED WEB SITE, INCLUDING WITHOUT LIMITATION, LOST PROFITS, LOSS OF USE, BUSINESS INTERRUPTION, OR OTHER ECONOMIC LOSSES, LOSS OF PROGRAMS OR OTHER DATA, WHETHER IN AN ACTION OF CONTRACT, NEGLIGENCE OR OTHER TORTIOUS ACTION, EVEN IF EXPERIAN IS ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF WARRANTIES OR DAMAGES.

IN NO EVENT WILL EXPERIAN WARRANT OR GUARANTY THE CORRECTNESS, COMPREHENSIVENESS, COMPLETENESS, ACCURACY, TIMELINESS, MERCHANTABILITY OR FITNESS FOR ANY PARTICULAR USE OR PURPOSE OF ANY INFORMATION, PRODUCTS, OR SERVICES ON THIS WEB SITE.

The information, products, and services available on this Web site may include technical inaccuracies or typographical errors.

Experian has the right to change, modify or add to the terms and conditions governing this site, or any part thereof, the information, products, or services offered through this site. Such changes, modifications, additions or deletions shall be effective immediately upon notice thereof, which may be given by any means including posting on this site or by other electronic or conventional means. You agree to review this page periodically to be aware of any such changes, modifications, additions or deletions to the terms and conditions stated herein. Your continued use of the site after such notice has been given shall be deemed to constitute acceptance of the changes, modifications, additions or deletions.

Links to other Web sites
For purposes of convenience, Experian's site contains links to third party Web sites. Experian makes no representations or warranties about any third party Web site that you may access through the links. By providing a link to those Web sites, Experian does not endorse, adopt, or otherwise accept any responsibility for the content or use of those Web sites.

Trademark
Experian and the Experian products referenced in this site are either trademarks, service marks or registered trademarks of Experian Information Solutions, Inc. or its affiliates. Other products and company names mentioned herein may be the trademarks of their respective owners. No use of any Experian trademark may be made by any third party without express written consent of Experian.

Copyright
© Experian Information Solutions, Inc., 2006. All rights reserved. No part of Experian's Web site may be reproduced, modified, or distributed in any form or manner without the prior written permission of Experian Information Solutions, Inc.

Elements of Experian's Web site are protected by trade dress, trademark, unfair competition, and other laws and may not be copied in whole or in part. No logo, graphic, or image from this Web site may be copied or retransmitted without Experian's express written permission.

Web traffic analysis
The following describes the technology that Experian uses to analyze Web site visitor traffic to Web pages within the United States section of www.experian.com. For information about use of cookies, Web logs or other technologies used in connection with a specific Experian product or service offered online, please visit Product and services privacy policies and review the privacy policy for the specific online product or service.

Our Approach to Privacy

Experian® considers itself a steward of the information it collects, maintains and utilizes. Our responsibility is to ensure the security of the information in our care and to maintain the privacy of consumers through appropriate, responsible use. We provide services based on information about millions of individuals and businesses. Use of that information is guided by our Global Information Values.

These Information Values form the foundation for Experian's belief that information use must benefit both businesses and individuals while meeting consumers' privacy expectations.

Information policies, built on our values, more specifically define how information may be used. The policies vary to meet the legal requirements and consumer expectations in the area in which the information product or service is being used.

Underlying these policies is Experian's commitment to provide consumers notice, choice and education about the use of personal information. Educated consumers are better equipped to be effective, successful participants in a world that increasingly relies on the exchange of information to efficiently deliver the products and services consumers demand.

Today, our business clients' needs and consumers' expectations are constantly changing, and technology is constantly evolving. Our approach to privacy, rooted in these Global Information Values, enables Experian to respond to those constantly changing needs and expectations and provides the flexibility to implement new processes and policies to resolve information issues in this dynamic environment.